Citystate Centre Building, 709 Shaw Boulevard, Brgy. Oranbo, 1600 Pasig City, Philippines
Trunk Line: (63) (2) 470-3333 | Contact Us

Investments

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The short term deposits from Citystate Savings Bank give you secure ways to grow your savings at competitive interest rates with terms to meet your specific needs. We offer even better rates, perfect for the more diversified investor.

This investment requires you to keep the deposit in your account for a designated period of time in order to earn interest throughout the term at a special rate. Early withdrawal before the maturity date will, however, incur penalties.

SPECIAL SAVINGS

This is a high interest bearing savings account documented by a Savings Account Passbook and an Agreement that the deposit can be withdrawn at a specific date at the prescribed rate that is higher than the regular savings.

Features and Benefits

  • With tiered interest rates; the higher your investment daily balance, the higher your interest earnings
  • Minimum investment of P10,000
  • Term of deposit for a minimum of 30 days
  • Interest income is subject to the 20% final withholding tax
  • Interest is compounded every time the deposit is rolled over
  • Insured with PDIC up to P500,000.00 per depositor

PESO TIME DEPOSIT

This is a high interest bearing account documented by a certificate with a specific maturity period. This investment requires you to leave the money in an account for a designated period of time in order to earn interest throughout the term at a special rate.

Features and Benefits

  • Minimum investment of P 100,000.00
  • Term of deposit for a minimum of 360 days
  • Pretermination may be allowed subject to the pretermination charges prescribed by the BSP
  • Subject to documentary stamp tax
  • Subject to 20% withholding tax
  • Insured with PDIC up to P500,000.00 per depositor

FCDU TIME DEPOSIT

Maximize your Dollar savings and earn interest with our short-term FCDU Dollar Time. This is evidenced with a certificate of Dollar Time Deposit, which earns higher interest than a savings account and with a guaranteed rate of return for a specific maturity date.

Features and Benefits

  • Minimum investment of USD 1,000.00
  • Term of deposit for a minimum of 30 days
  • Pretermination may be allowed subject to the pretermination charges prescribed by the BSP
  • Interest payment is paid at maturity with principal deposit
  • Subject to 7.5% withholding tax
  • Insured with PDIC up to P500,000.00 per depositor

FOREIGN EXCHANGE CONVERSION

Citystate Savings Bank branches purchase dollars at a very competitive exchange rates.

TDMAX

Citystate Savings Bank offers TDMAX for those who want to MAX UP their money and get to enjoy fixed terms, competitive rates and freebies.

Features and Benefits:

  • Depositor ages 18 to 75 years old
  • Free accident insurance coverage up to Php 5.0M plus:
    • Financial assistance on accidental death and illness
    • Daily hospital income
  • FREE Medikit Basic APE 5 inclusive of medical history taking, physical exam, chest xray, complete blood count, urinalysis, fecalysis and interpretation of Annual Physical Exam results.
  • Waived Documentary stamp and withholding taxes for the term of 5-yr + 1 day
  • Option to avail of 1% interest on Jewelry Banking Facility
  • Monthly credit of interest